Independent · not affiliated with Binance

Hold the line,
keep your account safe

Vet merchants · size your trades · keep evidence — three lines of defence against frozen accounts and scam sellers

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Three lines of defence

Merchant, sizing, evidence: what each line of defence blocks

Done properly they cut the odds of being dragged in or scammed; whether an account is frozen is still decided by the bank and the authorities.
Defence 01 Vet the merchant

High volume, a completion rate near 100%, an account open for a year, and a price that isn't suspiciously good — that's a merchant worth trading with. Learn what the numbers mean and which red flags actually matter. How to vet a merchant →

Split + dedicate Defence 02

Keep each trade modest, don't cram many into one day, and use a dedicated account for P2P — not the one that holds your salary or pays your rent. Spread the risk and cut the ties. How to size trades →

Defence 03 Keep evidence

Save the order screenshot, the payment receipt, and the chat log — all three. If your account is ever frozen or a payment is disputed, this is what gets it released and proves you acted in good faith. What to keep →

How a freeze actually happens

Understand the chain and you'll see what each defence is blocking.

A scammer's dirty money Passes through your account A bank / AML flag is raised Account frozen or limited

Note: whether an account is frozen, and for how long, is decided by your bank and the authorities — we only cover how to lower the risk and protect yourself. Read the full response guide →. This isn't legal advice; local rules apply.

Tools

Eight self-checks and calculators

Everything runs in your browser; if it is your first visit, start with the freeze-risk check.
Featured

Account-freeze risk check

Answer a few questions and get a risk level for this trade, plus which defence to shore up. Runs locally in your browser — nothing is uploaded.

Start check →
T2P2P merchant trust scorevolume · completion → score› T3Cash-out spreading plannertotal → how many tranches› T4USDT network comparisonfees · speed · use case› T5Payment-method risk tablerisk by method› T6Dispute evidence checklistscenario → what to keep› T7USDT cost / net calculatorprice + amount → net› T8P2P scam-spotting quizcan you catch it?› ···See all tools →›
Latest

Just published

Your bank froze the account: what to ask, why staff may say nothing, and how to get a complaint and your records moving.
2026-10-27 · Frozen Accounts

Bank Froze My Account (UK): What to Ask Them and How to Get Your Records

Branch staff may be barred by section 333A from explaining a freeze. What to ask anyway, the complaint deadlines the Financial Ombudsman publishes, and how the ICO says to word a subject access request to your bank.
10-14Frozen bank account: can a solicitor get it unfrozen, and what will it cost?Decision 10-08If my bank account is frozen, can I open another one?Self-check
All guides

Where to start before your first USDT

Written for anyone buying their first USDT with local money.
01 · Main guide

How to Buy USDT on Binance P2P Step by Step (Is It Safe?)

The one to read first. Binance's five buying steps in order, the official caps on open orders and daily cancels, appeal timings, and the risk escrow doesn't cover.
02Bank account frozen after selling crypto: causes, response, preventionMain guide 03How to spot dirty-money, laundering and pig-butchering merchantsMain guide 04Buying USDT via P2P for the first time: how not to get scammed 05Withdrawing USDT: TRC20 vs ERC20 vs BSC — cheapest and safest 06P2P payment methods compared: which carry the most risk 07Your account just got frozen: the first steps, in order 08Use a dedicated bank account for P2P: why and how 09P2P vs Express Buy vs third-party OTC: which is safest 10“Safer channels” that aren't: debunking freeze workarounds 11Binance P2P disputes: how appeals, evidence and payouts work 12Where to store USDT safely: exchange, hot wallet or cold wallet 13Cancel-order limits: how many is too many, and what happensRules 14Restricted, not frozen: what a partial bank limit meansTroubleshooting 15Paid account-unfreezing services: what they can actually doScams 16Frozen by an authority in another city: who to call, whether to travelResponse 17The card works but the money will not move: bank block vs legal freezeResponse 18Does a frozen bank account affect your credit score? What lenders can seeSelf-check 19If my bank account is frozen, can I open another one?Self-check 20Frozen bank account: can a solicitor get it unfrozen, and what will it cost?Decision 21Bank froze my account (UK): what to ask them and how to get your recordsResponse
Pen-name byline · no fake credentials Not affiliated with Binance Figures per official pages Corrections taken by email