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P2P Merchant Trust Score

When you're sizing up a P2P merchant, the platform lists their trade volume, completion rate and the rest — but the raw numbers are hard to read together. Enter the four key figures and the tool folds them, using a sensible weighting, into a single 0–100 reference score and tells you, line by line, why each one matters for trust.

What this does — and what it can't replace

It takes the public figures you can see — volume, account age, completion rate and price gap — and folds them into a relative score using a fixed weighting, so you can compare a few merchants side by side. It is not the platform's official rating, and it doesn't replace opening the platform and reading its live data, recent reviews and trade history yourself. A high-scoring merchant can still go wrong, and a low score may just mean a new account — the score is a reference framework, and the final call is yours with the live information in front of you.

Related: How to vet a P2P merchant · Spot dirty-money merchants · Account-Freeze Risk Self-Check