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USDT Cost / Net-Amount Calculator

Staring at the unit price makes it easy to miss one thing: after any fee, how much USDT do you actually end up with, and what did each one really cost you? Enter your buy price, then choose "by amount spent" or "by USDT quantity you want", and you'll see the result.

How to use it · what this doesn't replace

This is a pure formula, run locally in your browser — nothing is uploaded and it doesn't read any real account. Binance P2P usually has no platform trading fee, so the "fee %" field is left for you to fill in for your own case (for example an OTC, express-buy or card-provider fee, if any). Withdrawing your USDT on-chain later carries a network fee — that's separate, depends on which chain you pick, and shows in your wallet at the time; see the network-comparison tool below. Amounts are entered in your local currency; results are rounded, for reference, and follow Binance's and your bank's current rules.

Buy price (local currency per USDT) Calculate by?

Amount to spend (local currency)

Fee rate (%, optional, default 0)

Amount spent (local currency)
Fee (local currency)
Amount actually used to buy USDT
USDT received (USDT)
True unit cost (local currency per USDT)