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Account-Freeze Risk Self-Check

Before you buy USDT on Binance P2P, take a minute to tick the boxes below honestly. Each riskier answer carries a different weight; the tool adds them up, estimates a relative freeze-risk level for this one trade, and points out which defence you should shore up first.

What this does — and what it can't replace

It turns the common freeze-risk signals into a checklist and weights them from experience to give you a rough high/low reading and flag where you're weak. It cannot predict whether a specific trade will actually get your bank account frozen or limited — that's decided by the receiving bank's risk controls and, where applicable, the authorities, and it hinges on an upstream money trail you can't see. It also doesn't replace checking the platform's live figures and using your own judgement. A "High" result doesn't guarantee trouble, and a "Low" one isn't a free pass. Treat it as a reference, nothing more.

Tick what's true for this specific trade (when unsure, pick the more cautious side):

The other party's account has very low volume, or is under a year old and looks new (established merchants usually have thousands of completed trades and have been open a long time) Their price is noticeably cheaper than the market rate (a low price is often bait, and the money behind it is more suspect) They're rushing you to "release" or "confirm receipt", or asking you to move to a private chat or pay outside the platform The person who actually paid you is not the same as the merchant on the order (third-party payer) This trade is large for you (the bigger a single trade, the worse it hurts if that account gets frozen) You're receiving into your everyday account — the one holding your salary, paying your rent and tied to lots of services — rather than a dedicated account used only for this You don't plan to keep full evidence for this trade: the order screenshot, the bank/payment receipt, and the chat log They asked you to add a specific reference or note to the transfer, or to write a scripted reason for the payment